The benefits of staying invested

Most investors will be familiar with the concept that it is “time in the market, not timing the market” that generates solid longterm returns. But many investors find it hard to stay the course when performance turns south, resulting in a detrimental outcome for their...

Ensuring your voice is heard – Please get a will!

When you’re here to supervise your worldly affairs, your voice, which reflects your current views, is heard, and more often than not, heeded. But when you’re not here, what voice will be heard? Will it be your most recent voice; an old voice from several years ago; or...

Generational risk management

Personal risk management is a critical foundation stone of any financial plan. We also feel it can be a necessary evil where you need to ensure you are actually getting the cover you need and you waste as little money as possible, whilst at the same time appropriately...