The benefits of investing in yourself
A growing number of Australians are choosing to return to study as mature-age students. Perhaps caught in the hamster-wheel of mortgage and family, furthering their education wasn’t an option when they were younger. But that was then. Harriet had long fancied setting...
read moreCould a tree-change work for you?
Cleaner air, less traffic, open spaces, lower cost of living…did we mention less traffic? There are any number of reasons to consider a tree change, but if you’re serious about leaving the bright lights behind, better do your homework first. Housing affordability...
read more5 small business strategies for kick-starting the financial year
How often do you give your business finances a tidy-up? As another end-of-financial-year rolls by, now is as good a time as any to undertake a bit of housekeeping. The stresses of running a small business often see us rushing, unprepared, towards June 30th. It’s that...
read moreTax rules do not treat all income equally
Anyone who has completed their own tax return will know that the tax office treats different types of income differently. Bank interest is recorded in one section, dividends from shares in another and managed fund distributions somewhere else. And unless you are...
read more5 tips for getting on top of financial housekeeping
Remember the last time you did a good spring clean? It probably felt good. And guess what? Getting your finances in order feels just as good, and it’s even more rewarding. The start of a new financial year is a great opportunity to clean up your act with your...
read moreIs household debt consuming you?
By the end of 2018 Australia had, relative to the size of its overall economy, one of the highest levels of household debt in the world. At 127% of gross domestic product (GDP), our household debt, as a percentage of GDP, had nearly doubled over the last 20 years. So...
read moreDo I need health and life insurance?
Both health and life insurance can seem complicated. We look at the differences and the value of having the protection of both. What is health insurance? Health Insurance is a personal insurance that helps cover the costs of medical care. The right health...
read moreDon’t wait until your 60s to see a financial adviser
Ask most 30 year olds who their financial planner is and the typical response might be ‘huh?’ After all, financial advisers are for older people with plenty of money to invest, aren’t they? Well, yes, people nearing or in retirement will benefit from sound advice. But...
read more9 steps to a better retirement at any age
Simple ways to boost your retirement at any age, even if you're already retired Chances are your retirement will be a long one. According to the Australian Institute of Health and Welfare the current life expectancy is 84.5 years for a man; and for a woman it’s 87.3...
read moreSmart super strategies for this EOFY
Want to help boost your retirement savings while potentially saving on tax? Here are some smart super strategies to consider before the end of the financial year. 1. Add to your super – and claim a tax deduction If you contribute some of your...
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