Eliminating Sneaky Expenses
During a cost of living crisis, many of us look for obvious ways to cut expenses, like cancelling streaming services, dining out less, and skipping extras in our shopping baskets.
December 17, 2024
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Balancing Risk and Reward in Your Portfolio
If you own an investment property you will be aware that the return from the investment comes from two sources: income in the form of rent paid by the tenant
December 5, 2024
Is Debt Consolidation Right for You? A Checklist for Australian Homeowners
Struggling to keep track of multiple debt payments each month? For many Australian homeowners, juggling different debts—whether it’s credit card balances, personal loans, or mortgage repayments—can become overwhelming. Debt consolidation
December 3, 2024
Residential aged care changes – What could they mean for me?
25 November 2024 The Government legislated changes to support ageing Australians at home and in residential aged care services. Most changes will apply from 1 July 2025. Overview Why are
November 27, 2024
Stop resting on your (high income earner) laurels!
Achieving a high income is a significant accomplishment. You’ve put in the hard yards, climbed the ladder, and now you’re pulling in the big bucks! But don’t be mistaken; a
November 19, 2024
Inflation vs. Your Savings
Inflation is a slow force working against your financial goals. It can quietly erode the purchasing power of your money over time. While it’s tempting to see cash as a
November 5, 2024
Why do some believe the younger generation in Australia are worse off than baby boomers.
Why do some believe the younger generation in Australia are worse off than baby boomers. Young Australians today face many challenges that make them worse off compared to the Baby
November 4, 2024
When Life Changes, So Should Your Financial Goals
Marcus and Fleur, both in their 40s, led active, healthy lives with two teenage kids. Their financial plan was straightforward: work hard until their mid-50s, then retire at 60 and
November 1, 2024
Quarterly Economic Update: July – September 2024
The Australian economy is still growing, but things are moving slower than usual, and the Reserve Bank of Australia (RBA) is being cautious with any changes to interest rates. They’re
October 17, 2024
When debt collectors call, know your rights
Debt is a fact of life; some might say it’s a necessity. Rarely is a home or large-ticket item purchased without finance of some kind. Australians typically manage their financial
October 8, 2024
The expensive gap between time in the market vs. timing the market
“Just keep swimming, just keep swimming.” Dory, Finding Nemo As volatility in markets continues to test investor resolve, we think all investors could learn something from Dory. This basic investment principle
October 5, 2024
Loud Budgeting: Amplifying your financial awareness
I’d always known that saving for my first home would require a bucket-load of discipline and sacrifice. And when I thought about the amount I needed for a deposit…well, it
September 24, 2024