The RBA hikes rates again… how much more?
With contribution from Shane Oliver from AMP Capital. The RBA raised its cash rate by another 0.25% taking it to 3.35%. This is the ninth consecutive rate hike in a
February 8, 2023
Interest Rates
The variables of a variable home loan
Australians have enjoyed record low home loan rates for around a decade now, so for many of us, a mortgage has been a set-and-forget proposition. Recently though, the Reserve Bank
November 8, 2022
How interest rate changes affect your mortgage
Buying a home is one of the most significant decisions a person makes. In a modern landscape where the ratio of homeowners to renters decreases, the emphasis on making an
October 19, 2022
Hidden costs of buying a new home
You’ve decided that it’s time to buy your first home; Congratulations! It’s such an exciting milestone in anyone’s life and should be as effortless as possible. It’s important not to
September 7, 2022
A history of home loans
Post-pandemic economic shrinkages coupled with the Russian invasion of Ukraine in early 2022 have seen inflation spike to the highest level since the Great Inflation of the 1970s. This
July 28, 2022
Interest Rates 101
While we understand banks charge interest on their home loans, exactly what determines the rate? Should we be worried that interest rates will spike higher in the years ahead?
June 23, 2022
Inflation…a view.
Investment markets fear long-term persistent inflation Long-term inflation causes interest rates to rise and sharemarkets and commercial property markets to fall. To make matters worse, the real value of a
March 24, 2022
The Risk of Losing your Home
As house prices spiral ever higher and interest rates test record lows, it has never been easier for anyone to borrow too much when buying a home and then
March 9, 2022
Should you invest your house deposit?
It’s never been easy to save the deposit for a home, but low interest rates make it even more difficult. For starters low rates drive up house prices, forcing homebuyers
February 23, 2022
Investment outlook
Inflation, interest rates, Russia & Ukraine, the risk of a share crash, house prices and other issues Inflation – temporary or permanent? Much of the rise in inflation (to a
February 16, 2022
Demystifying loan jargon
Planning to apply for a loan but confused by the myriad of banking jargon? You’re not alone. Many people struggle to understand loan terms and the multitude of acronyms used
January 18, 2022
Review of 2021, outlook for 2022 – recovery to continue as we hopefully learn to live with covid
With thanks to Dr Shane Oliver Head of Investment Strategy & Chief Economist AMP 2021 – another year of covid Just as 2020 was dominated by coronavirus so too was
December 16, 2021