Aug 14, 2020 | Finances, Financial Literacy, Lending, Loans
Not everyone will do it, but most people will consider it at some stage in their lives – borrowing to buy their very own home. It can be an exciting venture, but also a scary one if you don’t plan well. Whether you are borrowing to buy your first home, or upgrade your...
Aug 7, 2020 | Financial Literacy, Financial Planning, Investing, Lending, Retirement, Superannuation
As most long-term investors know, investment markets have their ups and downs. The downs are usually associated with periods of uncertainty, perhaps due to political or economic factors, or even natural disasters. Uncertainty leads to volatility – more extreme...
Mar 14, 2020 | Finances, Financial Literacy, Financial Planning, Interest rates, Investing, Lending, Loans
Over the past 30 years, Australians’ household debt has increased. According to the Reserve Bank of Australia, our household debt-to-income ratio has risen from 70 per cent in the early 1990s to around 190 per cent today. With numbers like this, it’s...
Mar 4, 2020 | Finances, Financial Literacy, Financial Planning, Insurance, Lending, Loans, Property, Retirement, Superannuation
Everyone has a different life journey they’re on. But getting on top of key financial goals as you follow your own path could see you enjoying a more comfortable lifestyle and being ready for the next chapter to begin. This article is all about getting all your money...
Jan 10, 2020 | Finances, Financial Literacy, Financial Planning, Interest rates, Investing, Lending, Loans, Superannuation, Taxation Planning
Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well disciplined use of an offset account. If your mortgage interest rate was 8% per annum, that’s the effective,...
Dec 8, 2019 | Financial Literacy, Financial Planning, Insurance, Lending, Loans
Consumer credit insurance, also called loan or mortgage protection insurance, helps you meet repayments on a mortgage, personal loan, credit card or other loan contract if you lose your job, cannot work due to illness or injury, or die. It may also cover theft of your...
