Jul 10, 2020 | Financial Literacy, Interest rates, Investing, Superannuation
During the last quarter one story has dominated the news – COVID-19. By the end of June at least 10 million people had contracted the disease, and over 500,000 had died. With 8,000 cases and 104 deaths, Australia was amongst the countries that have been most...
Jun 26, 2020 | Financial Literacy, Financial Planning, Investing, Superannuation
Whether it’s taking a more active interest in our superannuation, starting to build an investment portfolio, or even trying our hands at playing the stock market, we can all benefit by understanding the language and key concepts of investing. Here’s a quick...
Jun 19, 2020 | Financial Literacy, Financial Planning, Investing
Introduction The past week or so has seen a flurry of concerns about a “second wave” of coronavirus cases. It started when US infectious disease expert Anthony Fauci warned the coronavirus outbreak is not over and media started to focus on more than 20 US states...
Mar 14, 2020 | Finances, Financial Literacy, Financial Planning, Interest rates, Investing, Lending, Loans
Over the past 30 years, Australians’ household debt has increased. According to the Reserve Bank of Australia, our household debt-to-income ratio has risen from 70 per cent in the early 1990s to around 190 per cent today. With numbers like this, it’s...
Feb 13, 2020 | Financial Literacy, Financial Planning, Investing
Introduction With Thanks to Shane Oliver from AMP Capital 2020 has seen a very noisy start to the year with one major event with significant human and investment market implications after another. For Australia it started with an intensification of the bushfires but...
Jan 10, 2020 | Finances, Financial Literacy, Financial Planning, Interest rates, Investing, Lending, Loans, Superannuation, Taxation Planning
Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well disciplined use of an offset account. If your mortgage interest rate was 8% per annum, that’s the effective,...
