Aug 15, 2019 | Finances, Financial Literacy, Financial Planning, Investing, Uncategorised
Times like the present are stressful for investors. No one likes to see their wealth fall and uncertainty seems very high. We don’t have a perfect crystal ball, so from the point of sensible long-term investing the following points are worth bearing in mind. First,...
Aug 1, 2019 | Financial Literacy, Financial Planning, Investing
It’s easier to show how this works, than explain it. Here’s an example of investing $250 a month for 12 months into a hypothetical managed fund. Month Unit price Units purchased 1 $3.00 83.33 2 $2.80 89.29 3 $2.50 100.00 4 $2.60 96.15 5 $2.10 119.05 6 $1.98 126.26 7...
Jun 14, 2019 | Finances, Financial Literacy, Financial Planning, Investing, Loans, Superannuation, Uncategorised
Remember the last time you did a good spring clean? It probably felt good. And guess what? Getting your finances in order feels just as good, and it’s even more rewarding. The start of a new financial year is a great opportunity to clean up your act with your...
May 23, 2019 | Finances, Financial Literacy, Financial Planning, Insurance, Investing, Lending, Loans, Retirement, Superannuation
Ask most 30 year olds who their financial planner is and the typical response might be ‘huh?’ After all, financial advisers are for older people with plenty of money to invest, aren’t they? Well, yes, people nearing or in retirement will benefit from sound advice. But...
Apr 11, 2019 | Finances, Financial Literacy, Financial Planning, Insurance, Investing, Lending, Loans
Climbing the career ladder, perhaps buying a home and starting a family – the 30s are an exciting stage of life. However, the decisions made now can make a big difference to future financial wellbeing, and with so much going on it is understandable, even inevitable,...
Mar 22, 2019 | Finances, Financial Literacy, Financial Planning, Insurance, Investing, Retirement, Superannuation, Taxation Planning
Financial planning. That’s for people with lots of money to invest, isn’t it? Not necessarily. Sure, investment planning is an important part of financial planning, but underpinning the whole process of creating wealth in the first place is having a good financial...
