Jan 10, 2020 | Finances, Financial Literacy, Financial Planning, Interest rates, Investing, Lending, Loans, Superannuation, Taxation Planning
Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well disciplined use of an offset account. If your mortgage interest rate was 8% per annum, that’s the effective,...
Sep 12, 2019 | Financial Literacy, Financial Planning, Insurance, Retirement, Superannuation
The start of a new financial year brings important changes to address and new opportunities to explore. Here are our top five money matters to consider for 2019/20. Insurance in super New laws that took effect on 1 July 2019 could impact insurance held in super. From...
Aug 10, 2019 | Age Pension, Centrelink, Financial Literacy, Financial Planning, Retirement, Superannuation
Growing older comes with a lot of changes, but that shouldn’t apply to your steady income. Here’s what you need to know to keep your retirement on track. You’ve worked hard for the bulk of your adult life and are looking forward to enjoying the spoils of a...
Jul 25, 2019 | Age Pension, Centrelink, Financial Literacy, Financial Planning, Retirement, Superannuation
Retirement: you’ve made it! And one of the rewards for all your hard work is that you can now access your superannuation. Suddenly a world of opportunities opens up – a Caribbean cruise, major home renovations or maybe helping your kids reduce some of their debt. Of...
Jun 14, 2019 | Finances, Financial Literacy, Financial Planning, Investing, Loans, Superannuation, Uncategorised
Remember the last time you did a good spring clean? It probably felt good. And guess what? Getting your finances in order feels just as good, and it’s even more rewarding. The start of a new financial year is a great opportunity to clean up your act with your...
May 23, 2019 | Finances, Financial Literacy, Financial Planning, Insurance, Investing, Lending, Loans, Retirement, Superannuation
Ask most 30 year olds who their financial planner is and the typical response might be ‘huh?’ After all, financial advisers are for older people with plenty of money to invest, aren’t they? Well, yes, people nearing or in retirement will benefit from sound advice. But...
