Jan 19, 2021 | Financial Literacy, Financial Planning, Retirement, Superannuation
You can get your super when you retire and reach your ‘preservation age’ — between 55 and 60, depending on when you were born. There are special circumstances where you can access your super early. Scam alert! Watch out for cold-call offers to help you get...
Jan 6, 2021 | estate planning, Financial Literacy, Financial Planning, Superannuation, Uncategorised, wills
Many of us spend a great deal of time planning for our retirement but understandably, often do not put the same degree of effort into planning for our deaths. It is not always a pleasant topic to think about, nor is it a commonly understood process. It is however a...
Dec 16, 2020 | Finances, Financial Literacy, Financial Planning, Investing
With thanks from Shane Oliver from AMP Capital. 2020 – not what it was supposed to be 2020 didn’t exactly turn out the way we expected. For Australia, the year started badly as severe drought had given way to the worst bushfires on record. But just as the bushfires...
Dec 2, 2020 | Finances, Financial Literacy, Financial Planning, Property
HomeBuilder provides eligible owner-occupiers (including first home buyers) with a grant to build a new home or substantially renovate an existing home. HomeBuilder assists the residential construction sector by encouraging the commencement of new home builds and...
Nov 27, 2020 | Financial Literacy, Financial Planning, Investing
In the absence of retail, hospitality, cultural centres and sporting outlets, many of us have gravitated towards new activities to occupy our time during lockdown. For some, this has meant a foray into the world of sourdough and slow cooking, or a deeper dive into the...
Nov 13, 2020 | Financial Literacy, Financial Planning, Retirement, Superannuation, Taxation Planning
How much tax you pay on retirement income depends on your age and the type of income stream. For most people, an income stream from superannuation will be tax-free from age 60. How super income streams are taxed Types of super income streams Income from super can be...
