Jan 16, 2020 | Finances, Financial Literacy, Financial Planning
According to the Australian Bureau of Statistics, during the 2018-2019 period, a record 11.2 million Australian residents took overseas trips. For so many of us jetting-off, choosing the best and safest way to access cash can be quite complex. It helps to look at the...
Jan 10, 2020 | Finances, Financial Literacy, Financial Planning, Interest rates, Investing, Lending, Loans, Superannuation, Taxation Planning
Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well disciplined use of an offset account. If your mortgage interest rate was 8% per annum, that’s the effective,...
Jan 6, 2020 | Finances, Financial Literacy, Financial Planning
Michael was twenty-something and eager for adventure when he spotted the advertisement. It read, “Japanese schools seeking English teachers. No experience necessary – we train you.” What followed changed Michael’s life forever as he successfully completed the...
Dec 18, 2019 | Finances, Financial Literacy, Financial Planning
Many people use the Christmas/New Year period to reflect on the year that has just passed, often in a blur, and begin thinking about the future and how to achieve their hopes and dreams. Similarly, the new financial year is a good opportunity to reconsider financial...
Dec 13, 2019 | Financial Planning
The dawn of a new year sees many people setting new year’s resolutions such as losing some weight or giving up smoking. Similarly, the beginning of a new year is the ideal time for setting financial goals, and here are four practical ways you can kick your year off to...
Dec 8, 2019 | Financial Literacy, Financial Planning, Insurance, Lending, Loans
Consumer credit insurance, also called loan or mortgage protection insurance, helps you meet repayments on a mortgage, personal loan, credit card or other loan contract if you lose your job, cannot work due to illness or injury, or die. It may also cover theft of your...
