Sep 12, 2019 | Financial Literacy, Financial Planning, Insurance, Retirement, Superannuation
The start of a new financial year brings important changes to address and new opportunities to explore. Here are our top five money matters to consider for 2019/20. Insurance in super New laws that took effect on 1 July 2019 could impact insurance held in super. From...
Sep 6, 2019 | Financial Planning, Health & Wellbeing, Retirement
Most of us had retirement dreams, and couldn’t wait to finish work. So once retired, why haven’t we started ticking items off the bucket list? There’s no time like now for living your dreams. When Tony and Chris retired they had grand plans involving a campervan,...
Aug 22, 2019 | Financial Literacy, Financial Planning, Retirement, Uncategorised
There’s a common view that as you approach retirement you should tilt your investment portfolio towards more conservative investments. This means favouring things like term deposits, annuities and cash management trusts while reducing exposure to more volatile assets...
Aug 15, 2019 | Finances, Financial Literacy, Financial Planning, Investing, Uncategorised
Times like the present are stressful for investors. No one likes to see their wealth fall and uncertainty seems very high. We don’t have a perfect crystal ball, so from the point of sensible long-term investing the following points are worth bearing in mind. First,...
Aug 10, 2019 | Age Pension, Centrelink, Financial Literacy, Financial Planning, Retirement, Superannuation
Growing older comes with a lot of changes, but that shouldn’t apply to your steady income. Here’s what you need to know to keep your retirement on track. You’ve worked hard for the bulk of your adult life and are looking forward to enjoying the spoils of a...
Aug 1, 2019 | Financial Literacy, Financial Planning, Investing
It’s easier to show how this works, than explain it. Here’s an example of investing $250 a month for 12 months into a hypothetical managed fund. Month Unit price Units purchased 1 $3.00 83.33 2 $2.80 89.29 3 $2.50 100.00 4 $2.60 96.15 5 $2.10 119.05 6 $1.98 126.26 7...
