Mar 25, 2020 | Finances, Financial Literacy, Financial Planning
Introduction The Government is acting decisively in the national interest to support households and businesses and address the significant economic consequences of the Coronavirus (COVID-19 The response targets two areas; Individuals and households Support for...
Mar 14, 2020 | Finances, Financial Literacy, Financial Planning, Interest rates, Investing, Lending, Loans
Over the past 30 years, Australians’ household debt has increased. According to the Reserve Bank of Australia, our household debt-to-income ratio has risen from 70 per cent in the early 1990s to around 190 per cent today. With numbers like this, it’s...
Mar 4, 2020 | Finances, Financial Literacy, Financial Planning, Insurance, Lending, Loans, Property, Retirement, Superannuation
Everyone has a different life journey they’re on. But getting on top of key financial goals as you follow your own path could see you enjoying a more comfortable lifestyle and being ready for the next chapter to begin. This article is all about getting all your money...
Feb 22, 2020 | Finances, Financial Literacy, Financial Planning, Taxation Planning, Uncategorised
Here are some key opportunities and issues to consider in the lead up to 30 June. Overview With the end of financial year (EOFY) approaching, now is a great time to consider the actions you could be taking before 30 June to build their wealth tax-effectively. As per...
Jan 16, 2020 | Finances, Financial Literacy, Financial Planning
According to the Australian Bureau of Statistics, during the 2018-2019 period, a record 11.2 million Australian residents took overseas trips. For so many of us jetting-off, choosing the best and safest way to access cash can be quite complex. It helps to look at the...
Jan 10, 2020 | Finances, Financial Literacy, Financial Planning, Interest rates, Investing, Lending, Loans, Superannuation, Taxation Planning
Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well disciplined use of an offset account. If your mortgage interest rate was 8% per annum, that’s the effective,...
