Jul 20, 2019 | Finances, Financial Planning, Health & Wellbeing, Retirement
A growing number of Australians are choosing to return to study as mature-age students. Perhaps caught in the hamster-wheel of mortgage and family, furthering their education wasn’t an option when they were younger. But that was then. Harriet had long fancied setting...
Jul 12, 2019 | Finances, Financial Literacy, Financial Planning, Health & Wellbeing
Cleaner air, less traffic, open spaces, lower cost of living…did we mention less traffic? There are any number of reasons to consider a tree change, but if you’re serious about leaving the bright lights behind, better do your homework first. Housing affordability...
Jun 27, 2019 | Finances, Financial Literacy, Financial Planning, Insurance, Taxation Planning
How often do you give your business finances a tidy-up? As another end-of-financial-year rolls by, now is as good a time as any to undertake a bit of housekeeping. The stresses of running a small business often see us rushing, unprepared, towards June 30th. It’s that...
Jun 20, 2019 | Finances, Financial Literacy, Financial Planning, Taxation Planning
Anyone who has completed their own tax return will know that the tax office treats different types of income differently. Bank interest is recorded in one section, dividends from shares in another and managed fund distributions somewhere else. And unless you are...
Jun 14, 2019 | Finances, Financial Literacy, Financial Planning, Investing, Loans, Superannuation, Uncategorised
Remember the last time you did a good spring clean? It probably felt good. And guess what? Getting your finances in order feels just as good, and it’s even more rewarding. The start of a new financial year is a great opportunity to clean up your act with your...
Jun 6, 2019 | Finances, Financial Literacy, Financial Planning, Health & Wellbeing, Interest rates, Lending, Loans, Property
By the end of 2018 Australia had, relative to the size of its overall economy, one of the highest levels of household debt in the world. At 127% of gross domestic product (GDP), our household debt, as a percentage of GDP, had nearly doubled over the last 20 years. So...
