Feb 16, 2019 | Financial Literacy, Financial Planning, Insurance, Investing, Property, Superannuation
The 40s are, for many people, a critical decade for building wealth. Income is usually on the rise, but so are expenses such as mortgages and school fees. Juggling priorities can be a real challenge, and mistakes made in this stage of life can have a large bearing on...
Apr 6, 2018 | Financial Literacy, Financial Planning, Loans, Property, Uncategorised
Paid off your mortgage? Woo-hoo! Break out the champagne and celebrate the freedom you must now feel! But once the dizzy excitement has passed, what will you do next? Discharge or not? The first question is should you discharge your mortgage? You can keep the loan...
Mar 23, 2018 | Finances, Financial Literacy, Financial Planning, Property, Superannuation
You’re moving into your new home; corks are popping and there are smiles all around – classic advertising that for many seems unattainable. Although many Australians may want to bash the banks over tighter home lending criteria, it’s the bank regulator, the Australian...
Feb 9, 2018 | Finances, Financial Literacy, Financial Planning, Interest rates, Lending, Loans, Property
It’s a common misconception that mortgage offset accounts are loan products when in fact they are savings accounts sitting within a mortgage structure. If you’re not sure how mortgage offset accounts might benefit you – read on! Greg and Louise are typical...
Oct 19, 2017 | Financial Planning, Property, Superannuation, Taxation Planning
The kids have finally left home and now you’re rattling around in a house way bigger than you need. If it’s time to think about downsizing, there’s more to it than simply selling one house and buying another. Here are a few things to consider. Tax-free gain Selling a...
