Oct 17, 2019 | Financial Literacy, Financial Planning, Investing, Retirement
Australian retirees are facing a ‘double whammy’ when it comes to funding their retirement. On the one hand we, as a nation, are enjoying longer and healthier lives. On the other hand, record low interest rates have slashed the returns on the traditional bedrocks of...
Oct 5, 2019 | Finances, Financial Literacy, Financial Planning, Lending, Loans, Retirement
Increased housing costs and low wage growth are seeing more Australians carry higher levels of debt into retirement. Repaying this debt can place a major drag on retirement cash flows and hinder the achievement of retirement goals. These may include maintaining an...
Sep 25, 2019 | estate planning, Financial Literacy, Financial Planning, Health & Wellbeing, Retirement
Don’t have a Will? You’re in good company. Less than half of Australian adults do. Even then, many Wills are out of date or invalid. The upshot is that hard earned wealth may be fought over by family or distributed by government formula, and not end up with the...
Sep 12, 2019 | Financial Literacy, Financial Planning, Insurance, Retirement, Superannuation
The start of a new financial year brings important changes to address and new opportunities to explore. Here are our top five money matters to consider for 2019/20. Insurance in super New laws that took effect on 1 July 2019 could impact insurance held in super. From...
Sep 6, 2019 | Financial Planning, Health & Wellbeing, Retirement
Most of us had retirement dreams, and couldn’t wait to finish work. So once retired, why haven’t we started ticking items off the bucket list? There’s no time like now for living your dreams. When Tony and Chris retired they had grand plans involving a campervan,...
Aug 22, 2019 | Financial Literacy, Financial Planning, Retirement, Uncategorised
There’s a common view that as you approach retirement you should tilt your investment portfolio towards more conservative investments. This means favouring things like term deposits, annuities and cash management trusts while reducing exposure to more volatile assets...
