Jun 14, 2019 | Finances, Financial Literacy, Financial Planning, Investing, Loans, Superannuation, Uncategorised
Remember the last time you did a good spring clean? It probably felt good. And guess what? Getting your finances in order feels just as good, and it’s even more rewarding. The start of a new financial year is a great opportunity to clean up your act with your...
Jun 6, 2019 | Finances, Financial Literacy, Financial Planning, Health & Wellbeing, Interest rates, Lending, Loans, Property
By the end of 2018 Australia had, relative to the size of its overall economy, one of the highest levels of household debt in the world. At 127% of gross domestic product (GDP), our household debt, as a percentage of GDP, had nearly doubled over the last 20 years. So...
May 23, 2019 | Finances, Financial Literacy, Financial Planning, Insurance, Investing, Lending, Loans, Retirement, Superannuation
Ask most 30 year olds who their financial planner is and the typical response might be ‘huh?’ After all, financial advisers are for older people with plenty of money to invest, aren’t they? Well, yes, people nearing or in retirement will benefit from sound advice. But...
Apr 11, 2019 | Finances, Financial Literacy, Financial Planning, Insurance, Investing, Lending, Loans
Climbing the career ladder, perhaps buying a home and starting a family – the 30s are an exciting stage of life. However, the decisions made now can make a big difference to future financial wellbeing, and with so much going on it is understandable, even inevitable,...
Jan 3, 2019 | Finances, Financial Literacy, Loans, Uncategorised
With costs of living on the rise and wage growth stagnating, it’s not hard to see why Australian households are increasingly feeling the pinch.i In fact, a recent Ubank survey revealed 59% of Aussies admit their current financial situation causes them stress or...
Sep 6, 2018 | Finances, Financial Literacy, Interest rates, Lending, Loans, Uncategorised
Fuelled by rising house prices and low interest rates, the level of personal debt in Australia is relatively high compared to many other countries.i The largest proportion of this debt is often used to purchase a valuable asset – the family home. With careful...
