Dec 16, 2020 | Finances, Financial Literacy, Financial Planning, Investing
With thanks from Shane Oliver from AMP Capital. 2020 – not what it was supposed to be 2020 didn’t exactly turn out the way we expected. For Australia, the year started badly as severe drought had given way to the worst bushfires on record. But just as the bushfires...
Dec 2, 2020 | Finances, Financial Literacy, Financial Planning, Property
HomeBuilder provides eligible owner-occupiers (including first home buyers) with a grant to build a new home or substantially renovate an existing home. HomeBuilder assists the residential construction sector by encouraging the commencement of new home builds and...
Nov 27, 2020 | Financial Literacy, Financial Planning, Investing
In the absence of retail, hospitality, cultural centres and sporting outlets, many of us have gravitated towards new activities to occupy our time during lockdown. For some, this has meant a foray into the world of sourdough and slow cooking, or a deeper dive into the...
Nov 13, 2020 | Financial Literacy, Financial Planning, Retirement, Superannuation, Taxation Planning
How much tax you pay on retirement income depends on your age and the type of income stream. For most people, an income stream from superannuation will be tax-free from age 60. How super income streams are taxed Types of super income streams Income from super can be...
Nov 4, 2020 | Finances, Financial Literacy, Health & Wellbeing, Insurance
With premiums often running to thousands of dollars per year, whether or not to take out private health insurance is a major financial decision. Here are some of the key issues you need to consider in making that decision. Why go private? There are two main types of...
Oct 29, 2020 | estate planning, Financial Literacy
“I’m thrilled to announce I’ve been appointed Mum’s Power of Attorney,” said no-one ever in the history of sibling rivalry. While many of us end up saying that – well, perhaps not the thrilled part – how many of us know what to expect and why. Addressing the what, a...