Balancing Risk and Reward in Your Portfolio
If you own an investment property you will be aware that the return from the investment comes from two sources: income in the form of rent paid by the tenant
December 5, 2024
Investing
Stop resting on your (high income earner) laurels!
Achieving a high income is a significant accomplishment. You’ve put in the hard yards, climbed the ladder, and now you’re pulling in the big bucks! But don’t be mistaken; a
November 19, 2024
Inflation vs. Your Savings
Inflation is a slow force working against your financial goals. It can quietly erode the purchasing power of your money over time. While it’s tempting to see cash as a
November 5, 2024
When Life Changes, So Should Your Financial Goals
Marcus and Fleur, both in their 40s, led active, healthy lives with two teenage kids. Their financial plan was straightforward: work hard until their mid-50s, then retire at 60 and
November 1, 2024
Quarterly Economic Update: July – September 2024
The Australian economy is still growing, but things are moving slower than usual, and the Reserve Bank of Australia (RBA) is being cautious with any changes to interest rates. They’re
October 17, 2024
The expensive gap between time in the market vs. timing the market
“Just keep swimming, just keep swimming.” Dory, Finding Nemo As volatility in markets continues to test investor resolve, we think all investors could learn something from Dory. This basic investment principle
October 5, 2024
Why super and growth assets like shares really are long term investments
With thanks to Dr Shane Oliver Head of Investment Strategy and Chief Economist, AMP Key points While growth assets like shares go through bouts of short-term underperformance versus bonds and
September 4, 2024
Your super: A scammer’s new target
In a recent media release, the Australian Securities and Investments Commission (ASIC) warned about a new scam doing the rounds. Scammers attempt, through cold calls to superannuation savers, to extract
July 30, 2024
5 Psychological Traps Hurting Your Investments
Market trends aren’t the only factors affecting your investment portfolio—behavioural biases can significantly impact your returns. These psychological tendencies, like confirmation bias and herd mentality, often lead to poor investment
July 29, 2024
Quarterly Economic Update: April – June 2024
The economy continues to slow, with inflation remaining sticky, the new federal budget making waves, and global events that may have a significant impact. Uncertainty at home and abroad The
July 2, 2024
What does a recession mean for me?
A recession is more than just a buzzword that gets thrown around by the media. A recession represents a significant decline in economic activity that can span months, even years.
February 13, 2024
Building financial resilience
Resilience is the ability to quickly recover from setbacks, and while setbacks can come in many forms most of them will have a financial component. So what can you
January 30, 2024