Time to review household debt
Fuelled by rising house prices and low interest rates, the level of personal debt in Australia is relatively high compared to many other countries.i The largest proportion of this debt
September 6, 2018
Budgeting
Good cash flow makes life easier
Good cash flow makes life easier If you rely on your investments for income, an important aspect of managing your portfolio is cash flow. Correctly structured cash flow is critical,
June 24, 2018
Buy now; pay later; manage carefully
Before heading off on an overseas holiday, Sam decided to buy an expensive new camera to document his travels. The camera store offered a ‘buy now, pay later’ option, and
June 17, 2018
You’ve paid off your mortgage! Now what?
Paid off your mortgage? Woo-hoo! Break out the champagne and celebrate the freedom you must now feel! But once the dizzy excitement has passed, what will you do next? Discharge
April 6, 2018
The super scheme for first home buyers
You’re moving into your new home; corks are popping and there are smiles all around – classic advertising that for many seems unattainable. Although many Australians may want to bash
March 23, 2018
Be different today so you can be different tomorrow
Every generation thinks life will be different – and of course, each one is right – but when it comes to planning for the future, while we’re young we have
March 2, 2018
New Year Financial Checklist
As we move towards the end of yet another year and ponder how fast the last 12 months have come and gone, many of us find ourselves thinking about the
December 23, 2017
Holidays without financial baggage
We all need something to look forward to and for many members of Generation X the lure of discount airfares and package deals are irresistible; with luxury holidays high on
December 1, 2017
How much money do you throw away?
While the move is on to become a cashless society, notes and coins are likely to be with us for some time yet. ‘Touch and go’ payments may be increasing,
November 26, 2017
November 10, 2017
Does money bring happiness?
The short answer is ‘yes’, but only up to a point. People in richer countries are, collectively, happier than people in poor countries. Within countries, people with higher incomes are
October 4, 2017
Financial Basics Foundation – financial literacy for our children
Financial literacy is a fundamental life tool. Teaching our kids about financial management from a young age should be a high priority as this is now recognised as an important
September 24, 2017