Good cash flow makes life easier
Good cash flow makes life easier If you rely on your investments for income, an important aspect of managing your portfolio is cash flow. Correctly structured cash flow is critical,
June 24, 2018
Financial Coaching
Buy now; pay later; manage carefully
Before heading off on an overseas holiday, Sam decided to buy an expensive new camera to document his travels. The camera store offered a ‘buy now, pay later’ option, and
June 17, 2018
Super in your 60s. It’s still not too late!
For most Australians, their 60s is the decade that marks retirement. For some this means a graceful slide into a fulfilling life of leisure, enjoying the fruits of a lifetime
June 8, 2018
New Superannuation Contribution Opportunities
We wanted to bring your attention to some updated superannuation rules that came into effect on 1 July 2017 that may create new opportunities this financial year for you, your
June 2, 2018
Smart strategies for the End of Financial Year
Want to help boost your retirement savings while potentially saving on tax? Here are five smart super strategies to consider before the end of the financial year. 1. Add to
May 18, 2018
Shocked? Disgusted? By the Royal Commission hearings. Fair enough. But DON’T be surprised.
Before I start I need to make it clear there is plenty of evidence that good true independent financial advice that is provided in your best interest can add significant
April 27, 2018
You’ve paid off your mortgage! Now what?
Paid off your mortgage? Woo-hoo! Break out the champagne and celebrate the freedom you must now feel! But once the dizzy excitement has passed, what will you do next? Discharge
April 6, 2018
The super scheme for first home buyers
You’re moving into your new home; corks are popping and there are smiles all around – classic advertising that for many seems unattainable. Although many Australians may want to bash
March 23, 2018
Should I pay off my mortgage or contribute to super?
One of the most popular questions we are asked by our clients is whether it’s best to pay off their mortgage first or salary sacrifice money into their super fund
March 16, 2018
Getting more out of income protection insurance
If you’re working and haven’t yet reached the point of financial independence then income protection insurance should be on your radar. As the name implies, it can help you protect
March 8, 2018
Be different today so you can be different tomorrow
Every generation thinks life will be different – and of course, each one is right – but when it comes to planning for the future, while we’re young we have
March 2, 2018
Making clever use of offset accounts
It’s a common misconception that mortgage offset accounts are loan products when in fact they are savings accounts sitting within a mortgage structure. If you’re not sure how mortgage offset
February 9, 2018