
Why Your Borrowing Capacity Can Change Even if Your Income Hasn’t
It’s been a while since you last had a salary increase, so the amount you could borrow as a home loan is the same as last time you checked, right?

It’s been a while since you last had a salary increase, so the amount you could borrow as a home loan is the same as last time you checked, right?

Mortgage offset accounts have steadily increased in popularity since they were first introduced in Australia in the late 1980s. A recent study by the University of Sydney found that around