Conventional employees can usually plan for their financial future knowing that certain fundamental parameters will not change: their regular income, their Australian tax residency, their banking arrangements, their superannuation contributions
The end of the year is an ideal time to pause and review your finances, but a personal financial audit can be useful at any stage. Just follow this 10-step
It can be tempting to treat superannuation as a ‘set and forget’ investment. In most years your annual statement will show what appears to be a satisfactory growth rate, so
The idea of downsizing can be very appealing to empty-nesters. There will be less cleaning, gardening and maintenance, more time for hobbies and travel, and the icing on the
The superannuation rules have become simpler and more generous over the years, but understanding what they mean for you can still seem confusing. Here is a simple explanation of
Ensuring the health of your superannuation is paramount for securing your financial future. Just like an annual physical examination, conducting a regular “Super Health Check” can help you optimise your
Dying is not something we like to think about but a bit of pre-planning can save a lot of heartache for those we leave behind. Here are three important
The introduction of compulsory superannuation in 1992, embedded the concept of retirement saving into our investment psyche.While Australia’s superannuation scheme has its complexities, the idea is simple: regularly contribute a
If you own an investment property you will be aware that the return from the investment comes from two sources: income in the form of rent paid by the tenant
Achieving a high income is a significant accomplishment. You’ve put in the hard yards, climbed the ladder, and now you’re pulling in the big bucks! But don’t be mistaken; a
Why do some believe the younger generation in Australia are worse off than baby boomers. Young Australians today face many challenges that make them worse off compared to the Baby
With thanks to Dr Shane Oliver Head of Investment Strategy and Chief Economist, AMP Key points While growth assets like shares go through bouts of short-term underperformance versus bonds and