About one in 10 families in Australia is a blended or step family, according to census data, and this trend has increased in recent years. Blended families can work well,
As 30 June approaches, now is a timely opportunity to review your financial position and consider strategies that may help reduce tax, boost your super and strengthen your long‑term financial
You earn more money; you pay more tax. So far, so fair. But what’s not so fair happens when your wage rise bumps your earnings into a higher tax bracket,
As we approach the end of the financial year, now is an ideal time to review whether making additional superannuation contributions before 30 June could improve your long‑term retirement position
When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might
Conventional employees can usually plan for their financial future knowing that certain fundamental parameters will not change: their regular income, their Australian tax residency, their banking arrangements, their superannuation contributions
The end of the year is an ideal time to pause and review your finances, but a personal financial audit can be useful at any stage. Just follow this 10-step
It can be tempting to treat superannuation as a ‘set and forget’ investment. In most years your annual statement will show what appears to be a satisfactory growth rate, so
The idea of downsizing can be very appealing to empty-nesters. There will be less cleaning, gardening and maintenance, more time for hobbies and travel, and the icing on the
The superannuation rules have become simpler and more generous over the years, but understanding what they mean for you can still seem confusing. Here is a simple explanation of
Ensuring the health of your superannuation is paramount for securing your financial future. Just like an annual physical examination, conducting a regular “Super Health Check” can help you optimise your
Dying is not something we like to think about but a bit of pre-planning can save a lot of heartache for those we leave behind. Here are three important