Dollar Cost Averaging 101
It’s easier to show how this works, than explain it. Here’s an example of investing $250 a month for 12 months into a hypothetical managed fund. Month Unit price Units
August 1, 2019
Financial Literacy
Traps to avoid in retirement – Going too hard too fast
Retirement: you’ve made it! And one of the rewards for all your hard work is that you can now access your superannuation. Suddenly a world of opportunities opens up –
July 25, 2019
Could a tree-change work for you?
Cleaner air, less traffic, open spaces, lower cost of living…did we mention less traffic? There are any number of reasons to consider a tree change, but if you’re serious about
July 12, 2019
5 small business strategies for kick-starting the financial year
How often do you give your business finances a tidy-up? As another end-of-financial-year rolls by, now is as good a time as any to undertake a bit of housekeeping. The
June 27, 2019
Tax rules do not treat all income equally
Anyone who has completed their own tax return will know that the tax office treats different types of income differently. Bank interest is recorded in one section, dividends from shares
June 20, 2019
5 tips for getting on top of financial housekeeping
Remember the last time you did a good spring clean? It probably felt good. And guess what? Getting your finances in order feels just as good, and it’s even more
June 14, 2019
Is household debt consuming you?
By the end of 2018 Australia had, relative to the size of its overall economy, one of the highest levels of household debt in the world. At 127% of gross
June 6, 2019
Do I need health and life insurance?
Both health and life insurance can seem complicated. We look at the differences and the value of having the protection of both. What is health insurance? Health Insurance is a
May 31, 2019
Don’t wait until your 60s to see a financial adviser
Ask most 30 year olds who their financial planner is and the typical response might be ‘huh?’ After all, financial advisers are for older people with plenty of money to
May 23, 2019
9 steps to a better retirement at any age
Simple ways to boost your retirement at any age, even if you’re already retired Chances are your retirement will be a long one. According to the Australian Institute of Health
May 17, 2019
Smart super strategies for this EOFY
Want to help boost your retirement savings while potentially saving on tax? Here are some smart super strategies to consider before the end of the financial year. 1. Add to
May 9, 2019
5 steps to make income tax easier
The end-of-financial-year period isn’t really a time most people relish, but it does offer an excellent opportunity to review your finances and possibly free up funds for more important and
May 5, 2019