Loyalty Tax – Are You Paying More Than You Should?
Sandy joined her local gym a decade ago. She was proud of her long-member status and was content to pay the monthly $200 fee. Imagine her surprise, when a friend
May 19, 2026
Financial Planning
Priority1 2026 Federal Budget Update – Insights and things you need to consider
This year’s Federal Budget includes a mix of measures that impact tax, housing, investments and everyday costs. While some changes may create opportunities, others may mean it’s worth reviewing
May 13, 2026
How to Avoid Income Tax Bracket Creep After a Pay Rise
You earn more money; you pay more tax. So far, so fair. But what’s not so fair happens when your wage rise bumps your earnings into a higher tax bracket,
May 5, 2026
Debt Consolidation in Australia: A Clearer Path Out of Debt
For many households, debt doesn’t come from one big decision. It builds up gradually — a credit card used for everyday expenses, a personal loan for a car or renovation,
April 7, 2026
A Smarter Way to Respond to Super Volatility
When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might
March 24, 2026
Financial Planning for Digital Nomads and Remote Workers
Conventional employees can usually plan for their financial future knowing that certain fundamental parameters will not change: their regular income, their Australian tax residency, their banking arrangements, their superannuation contributions
March 10, 2026
Are Offset Accounts Always the Best Option for Home Loans?
Mortgage offset accounts have steadily increased in popularity since they were first introduced in Australia in the late 1980s. A recent study by the University of Sydney found that around
February 24, 2026
How Much Cash Should You Hold vs Invest? What’s the Right Mix?
There are always two ways for individuals to hold cash – emergency fund cash and investment cash. This needs to be clarified before discussing any investment mix. Emergency
February 10, 2026
Financial considerations for grey divorce or late-life separation
When members of a long-established couple are contemplating divorce or permanent separation, there’s more than the emotional toll to take into account. Ensure you are aware of the potential financial
January 14, 2026
Your 10-Step Personal Financial Audit Checklist
The end of the year is an ideal time to pause and review your finances, but a personal financial audit can be useful at any stage. Just follow this 10-step
December 30, 2025
How to Balance Your Superannuation Investment Settings
It can be tempting to treat superannuation as a ‘set and forget’ investment. In most years your annual statement will show what appears to be a satisfactory growth rate, so
December 16, 2025
Post Christmas Sales – A Survival Guide
We’ve all experienced it… the undeniable allure of post-Christmas sales. No sooner has Christmas wrapped up for the year than the frenzy of Boxing Day Sales descends upon us. Every
December 11, 2025