The days leading to Christmas, holidays and celebrations are exciting, frenetic times. They’re a whirl of parties and social engagements, gifts and food to be purchased and travel arranged. The
Just as the Grinch stole Christmas, excess spending can rob us all of yuletide happiness. Seasonal credit card splurges can create ballooning long term debt, while unnecessary consumption inevitably leads
Beyond the rush of shopping, parties and the anticipation of holidays, Christmas still has the power to bring people together in the spirit of goodwill. The practice of exchanging gifts
These days Christmas appears to be more of a retail festival than a religious event, and while it can be a season of joy for many, it is a time