Affording a Higher Education
According to the government’s Study Assist website, a three-year commerce or law degree could be around $50,000 – and that’s just the start. Many Australians believe they can’t afford
October 6, 2026
Financial Planning
How to Manage Lower Investment Returns as You Get Closer to Retirement
A period of low investment returns can happen when you least expect it, and at a time when it is most difficult to deal with. One of the more
September 22, 2026
The hidden risks of working from home
Working From Home (WFH) has been around for years. Since the COVID Pandemic, though, Australian organisations have embraced it to reduce expenses and offer employees a true work-life balance. For
September 1, 2026
The Hidden Cost of Extending Your Mortgage Back to 30 Years
The federal government has tried (via 2009 legislation and later instructions to banks from APRA, the Australian Prudential Regulation Authority) to ensure that mortgage borrowers will be able to
August 25, 2026
Escaping the Subscription Trap
How many subscriptions does your household currently have? Most of us, when we consider subscriptions, think Netflix, Prime, perhaps an online newspaper or magazine. But if you pause for
July 14, 2026
When Good Money Doesn’t Mean Financial Security
Not so long ago, a six-figure salary was considered a solid income. But you didn’t suddenly become extravagant, so why are you now feeling like you need to tighten
June 30, 2026
How Many Bank Accounts Should You Really Have?
There’s no such thing as a perfect number of bank accounts that will suit everyone. But there are good reasons for avoiding the extremes of having only one account
June 16, 2026
Why Budgeting is About Managing Cash Flow – Not Just Cutting Costs
The core purpose of budgeting is to control cash flow: cash in, cash out, and what’s left over. Kudos to you if you’ve created a budget where your annual
June 2, 2026
Loyalty Tax – Are You Paying More Than You Should?
Sandy joined her local gym a decade ago. She was proud of her long-member status and was content to pay the monthly $200 fee. Imagine her surprise, when a friend
May 19, 2026
Priority1 2026 Federal Budget Update – Insights and things you need to consider
This year’s Federal Budget includes a mix of measures that impact tax, housing, investments and everyday costs. While some changes may create opportunities, others may mean it’s worth reviewing
May 13, 2026
How to Avoid Income Tax Bracket Creep After a Pay Rise
You earn more money; you pay more tax. So far, so fair. But what’s not so fair happens when your wage rise bumps your earnings into a higher tax bracket,
May 5, 2026
Quarterly Economic Update: January – March 2026
The first quarter of 2026 will be remembered as one of the most consequential in decades. A war erupted in the Middle East, the Strait of Hormuz closed, oil
April 21, 2026