For many households, debt doesn’t come from one big decision. It builds up gradually — a credit card used for everyday expenses, a personal loan for a car or renovation,
When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might
Conventional employees can usually plan for their financial future knowing that certain fundamental parameters will not change: their regular income, their Australian tax residency, their banking arrangements, their superannuation contributions
There’s no escaping the fact that retail prices, utility bills and interest rates remain persistently high. If you’ve managed so far, but feel as if you’re stretched to the limit
The end of the year is an ideal time to pause and review your finances, but a personal financial audit can be useful at any stage. Just follow this 10-step
We’d all love to be self-funded in retirement, but for many of us it’s simply not possible. Sometimes we can partially self-fund, sometimes not at all and this is where
With thanks to Dr Shane Oliver Head of Investment Strategy and Chief Economist, AMP Key Points With the latest surge in home prices relative to incomes, housing affordability is at
You may have come across the SMART acronym in the course of your employment, but here’s a reminder of what it stands for: Specific Measurable Achievable Relevant Time-bound In
The opinion of many people towards debt can be best summed up in the often quoted line from Shakespeare, ‘neither a borrower nor a lender be.’ Yet others will
You may be one of many Australians who make an interest-free loan to the federal government every year. That’s because, when you receive a tax refund, you’re not getting
Despite a slowdown in Australian economic and productivity growth in the last five years, Australia’s economy is usually considered strong and resilient when compared with other developed nations. Given our
What does financial success mean to you? Is it tied to achieving lifestyle goals like caravaning around Australia or pursuing a hobby? Perhaps you have a more traditional view