There’s no escaping the fact that retail prices, utility bills and interest rates remain persistently high. If you’ve managed so far, but feel as if you’re stretched to the limit
The end of the year is an ideal time to pause and review your finances, but a personal financial audit can be useful at any stage. Just follow this 10-step
We’d all love to be self-funded in retirement, but for many of us it’s simply not possible. Sometimes we can partially self-fund, sometimes not at all and this is where
With thanks to Dr Shane Oliver Head of Investment Strategy and Chief Economist, AMP Key Points With the latest surge in home prices relative to incomes, housing affordability is at
You may have come across the SMART acronym in the course of your employment, but here’s a reminder of what it stands for: Specific Measurable Achievable Relevant Time-bound In
The opinion of many people towards debt can be best summed up in the often quoted line from Shakespeare, ‘neither a borrower nor a lender be.’ Yet others will
You may be one of many Australians who make an interest-free loan to the federal government every year. That’s because, when you receive a tax refund, you’re not getting
Despite a slowdown in Australian economic and productivity growth in the last five years, Australia’s economy is usually considered strong and resilient when compared with other developed nations. Given our
What does financial success mean to you? Is it tied to achieving lifestyle goals like caravaning around Australia or pursuing a hobby? Perhaps you have a more traditional view
Most people are familiar with the idea of working hard for their money. But financially smart people have a different and more strategic mindset. They make their money work
As we approach the end of the financial year (EOFY) 2025, it’s crucial to review and optimize your financial strategies. Here are some key considerations to help you make
If you’ve had a few pay rises in recent years, you may have unintentionally succumbed to lifestyle inflation. Also known as lifestyle creep, it’s a mindset that can affect anyone