Independent Financial Planning

Review of 2023 and a look at 2024

The five key themes for 2023 were: better than feared growth; disinflation; peak interest rates (probably in Australia too); lots of geopolitical threats but not as bad as feared; and

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Super vs mortgage: which is best?

It is worthwhile revisiting the trade-off between paying off the mortgage quicker and investing more in super for retirement. Background While many people wait until their home loan is paid

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The 9 golden rules of investing

While markets are performing well it’s easy to sit back and watch investments rise in value. However it’s a different story when markets are not performing so well and uncertainty

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