How interest rate changes affect your mortgage
Buying a home is one of the most significant decisions a person makes. In a modern landscape where the ratio of homeowners to renters decreases, the emphasis on making an
October 19, 2022
Independent Financial Planning
Don’t ignore the third stage of retirement planning
The Golden Years… a time of leisure, travel and more time with the grandchildren. This is likely what springs to mind when someone mentions the retirement phase of our lives.
October 12, 2022
How the retirement of the Boomers will affect the economy
From psychedelic drugs and the birth of rock and roll in the sixties to the sexual revolution and female equality of the seventies through to the rapid up take
September 28, 2022
Why the share market is not the same as the economy
At the beginning of 2022 the Australian economy appeared to be sliding into recession, dragged down by higher interest rates and even higher inflation levels. As a result, it
September 13, 2022
Hidden costs of buying a new home
You’ve decided that it’s time to buy your first home; Congratulations! It’s such an exciting milestone in anyone’s life and should be as effortless as possible. It’s important not to
September 7, 2022
Could your best friend be the key to getting into the property market?
As it seems that home ownership moves beyond many peoples’ reach, the option of co-ownership is seeing many Australians achieve their own Great Australian Dream. Co-ownership refers to a single
August 24, 2022
6 Steps to a Happy New Financial Year
The new financial year provides an opportunity for a fresh start for your finances. Make this the financial year you get on top of yours… for good! We’ve broken it
August 9, 2022
You can break the pay-to-pay cycle
Now and then, Jodi borrowed $100 from her parents. She’s good for it, and always paid it back, but her situation was not uncommon. 5.9 million Australians live pay-to-pay A
August 2, 2022
A history of home loans
Post-pandemic economic shrinkages coupled with the Russian invasion of Ukraine in early 2022 have seen inflation spike to the highest level since the Great Inflation of the 1970s. This
July 28, 2022
What is your debt-to-income ratio & why does it matter?
Applying for a home loan can take on almost mystical proportions, with most Australians unsure of just how much money they can borrow. As a result, they often make the
July 22, 2022
Will a ‘baby bust’ send Australia broke?
To stem its then soaring population growth rate, which was widely believed to be crippling economic development, China introduced the draconian ‘one child policy’ in 1979 – a move now
July 14, 2022
Quarterly Economic Update: April-June 2022
The price of a lowly head of lettuce has never been a recognised barometer of the strength of the Australian economy, that is until the media started reporting iceberg lettuces
July 8, 2022