The variables of a variable home loan
Australians have enjoyed record low home loan rates for around a decade now, so for many of us, a mortgage has been a set-and-forget proposition. Recently though, the Reserve Bank
November 8, 2022
Interest Rates
How interest rate changes affect your mortgage
Buying a home is one of the most significant decisions a person makes. In a modern landscape where the ratio of homeowners to renters decreases, the emphasis on making an
October 19, 2022
A history of home loans
Post-pandemic economic shrinkages coupled with the Russian invasion of Ukraine in early 2022 have seen inflation spike to the highest level since the Great Inflation of the 1970s. This
July 28, 2022
Quarterly Economic Update: April-June 2022
The price of a lowly head of lettuce has never been a recognised barometer of the strength of the Australian economy, that is until the media started reporting iceberg lettuces
July 8, 2022
Interest Rates 101
While we understand banks charge interest on their home loans, exactly what determines the rate? Should we be worried that interest rates will spike higher in the years ahead?
June 23, 2022
The effect of rising inflation
The word ‘inflation’ doesn’t only dominate business news headlines, but finds its way into general news reports too. So, what is inflation and how does it affect you?
May 5, 2022
The Risk of Losing your Home
As house prices spiral ever higher and interest rates test record lows, it has never been easier for anyone to borrow too much when buying a home and then
March 9, 2022
Demystifying loan jargon
Planning to apply for a loan but confused by the myriad of banking jargon? You’re not alone. Many people struggle to understand loan terms and the multitude of acronyms used
January 18, 2022
Raising the bar: How tighter lending criteria will impact you
Australia’s thriving property market has recovered so swiftly since the brief pandemic-induced recession of 2020, that authorities have stepped in to pull the reigns on runaway real estate prices. As
November 11, 2021
How to buy a house when you have a HECS or HELP debt
Paying off your education is no reason to put off buying property. You can remember it now: sitting in a chair at the back of the lecture theatre, chatting to
November 3, 2021
Be safe rather than sorry
Not everyone will do it, but most people will consider it at some stage in their lives – borrowing to buy their very own home. It can be an exciting
August 14, 2020
Quarterly Economic Update: April-June 2020
During the last quarter one story has dominated the news – COVID-19. By the end of June at least 10 million people had contracted the disease, and over 500,000 had
July 10, 2020