Quarterly Economic Update: Jan-Mar 2024
The first quarter of 2024 saw the Government roll out considerable changes to the Stage 3 Tax Cuts, inflation continuing to slow but remaining stubbornly high across some areas, surging
April 9, 2024
Interest Rates
What does a recession mean for me?
A recession is more than just a buzzword that gets thrown around by the media. A recession represents a significant decline in economic activity that can span months, even years.
February 13, 2024
Quarterly Economic Update: Oct – Dec 2023
Global growth is forecast to slow and remain below its historical average in 2024, reflective of tighter monetary policy in advanced economies, as well as a soft outlook for China.
January 10, 2024
Quarterly Economic Update: Jul – Sep 2023
Australia’s annual inflation rate has taken an unexpected step up, increasing pressure on the Reserve Bank to push interest rates higher and once again raising the prospect that Australia will
October 10, 2023
Interest rates, bonds and term deposits
Over the past few years we have seen a significant shift in the current interest rates and expectations for future interest rates. The impacts have been far reaching – from
October 5, 2023
How to avoid property investment failure
There is an old saying that no investment is as safe as a bricks and mortar investment, but is that really the case or is it something that we just
August 29, 2023
Building a Strong Foundation: Avoiding Mortgage Stress
When building a home, it’s often said that the foundations are the most important part. Their primary purpose is to hold your house up – supporting the structure and preventing it from being affected by uneven ground.
August 1, 2023
The RBA hikes rates again… how much more?
With contribution from Shane Oliver from AMP Capital. The RBA raised its cash rate by another 0.25% taking it to 3.35%. This is the ninth consecutive rate hike in a
February 8, 2023
The variables of a variable home loan
Australians have enjoyed record low home loan rates for around a decade now, so for many of us, a mortgage has been a set-and-forget proposition. Recently though, the Reserve Bank
November 8, 2022
How interest rate changes affect your mortgage
Buying a home is one of the most significant decisions a person makes. In a modern landscape where the ratio of homeowners to renters decreases, the emphasis on making an
October 19, 2022
A history of home loans
Post-pandemic economic shrinkages coupled with the Russian invasion of Ukraine in early 2022 have seen inflation spike to the highest level since the Great Inflation of the 1970s. This
July 28, 2022
Quarterly Economic Update: April-June 2022
The price of a lowly head of lettuce has never been a recognised barometer of the strength of the Australian economy, that is until the media started reporting iceberg lettuces
July 8, 2022