What Higher Interest Rates Mean for You
Another interest rate rise. If you have a mortgage, that probably isn’t the news you wanted. On 30 September, the Reserve Bank increased the cash rate by 0.25 percentage
October 20, 2026
Interest Rates
The Hidden Cost of Extending Your Mortgage Back to 30 Years
The federal government has tried (via 2009 legislation and later instructions to banks from APRA, the Australian Prudential Regulation Authority) to ensure that mortgage borrowers will be able to
August 25, 2026
Why Your Borrowing Capacity Can Change Even if Your Income Hasn’t
It’s been a while since you last had a salary increase, so the amount you could borrow as a home loan is the same as last time you checked, right?
August 11, 2026
Quarterly Economic Update: January – March 2026
The first quarter of 2026 will be remembered as one of the most consequential in decades. A war erupted in the Middle East, the Strait of Hormuz closed, oil
April 21, 2026
Debt Consolidation in Australia: A Clearer Path Out of Debt
For many households, debt doesn’t come from one big decision. It builds up gradually — a credit card used for everyday expenses, a personal loan for a car or renovation,
April 7, 2026
Quarterly Economic Update: October – December 2025
The December quarter has been defined by unexpected twists. Just as we thought inflation was under control, it kicked back up. Just as rate cuts seemed certain for 2026, we’re
January 14, 2026
Quarterly Economic Update: July – September 2025
The September quarter has been one of cautious optimism. Inflation appears to be finally cooling, central banks are holding steady, and investors are weighing up what the next phase
October 21, 2025
Quarterly Economic Update: April – June 2025
The June quarter of 2025 has been a rollercoaster for the financial markets. Investors and policymakers had to deal with a mix of good news and bad – on
July 15, 2025
More volatile and constrained – the macro investment outlook for 2025
With thanks to Dr Shane Oliver Head of Investment Strategy and Chief Economist, AMP Key points Introduction 2024 saw another year of strong investment returns on the back of falling
January 20, 2025
Why do some believe the younger generation in Australia are worse off than baby boomers.
Why do some believe the younger generation in Australia are worse off than baby boomers. Young Australians today face many challenges that make them worse off compared to the Baby
November 4, 2024
Quarterly Economic Update: July – September 2024
The Australian economy is still growing, but things are moving slower than usual, and the Reserve Bank of Australia (RBA) is being cautious with any changes to interest rates. They’re
October 17, 2024
Quarterly Economic Update: April – June 2024
The economy continues to slow, with inflation remaining sticky, the new federal budget making waves, and global events that may have a significant impact. Uncertainty at home and abroad The
July 2, 2024