Four financial resolutions to kick start the new year
The dawn of a new year sees many people setting new year’s resolutions such as losing some weight or giving up smoking. Similarly, the beginning of a new year is
December 13, 2019
Financial Planning
Is this insurance cover necessary?
Consumer credit insurance, also called loan or mortgage protection insurance, helps you meet repayments on a mortgage, personal loan, credit card or other loan contract if you lose your job,
December 8, 2019
5 ways to benefit from record low interest rates
Interest rates have never been lower, and it’s possible they might fall even further. This creates opportunities for householders and businesses, so how can you best take advantage of low
November 22, 2019
Being sensible with Buy Now Pay Later this silly season
Move over debit and credit cards; consumers are flocking to Buy Now Pay Later (BNPL) services. Afterpay, Zip Pay and several similar payment solutions allow shoppers to take home their
November 15, 2019
Quarterly Economic Update: July – September 2019
This article summarises the key announcements and important changes to the economy that has occurred over recent months. We touche on interest rate concerns, rising property prices and US-China trade
November 9, 2019
Take the risk management test
Everyone faces some level of financial risk but most people hope that catastrophe will strike someone else. Sadly ‘someone else’ may be you. This is why it is critical to
October 25, 2019
Retire at 65 but don’t retire your money
Australian retirees are facing a ‘double whammy’ when it comes to funding their retirement. On the one hand we, as a nation, are enjoying longer and healthier lives. On the
October 17, 2019
Using your equity to build wealth
The equity you have in your home is simply the difference between the current market value of your home and the amount you still owe on your home loan. For
October 10, 2019
Traps to avoid in retirement – carrying debt into retirement
Increased housing costs and low wage growth are seeing more Australians carry higher levels of debt into retirement. Repaying this debt can place a major drag on retirement cash flows
October 5, 2019
Traps to avoid in retirement – ignoring estate planning
Don’t have a Will? You’re in good company. Less than half of Australian adults do. Even then, many Wills are out of date or invalid. The upshot is that hard
September 25, 2019
Five money matters for FY 2019/20
The start of a new financial year brings important changes to address and new opportunities to explore. Here are our top five money matters to consider for 2019/20. Insurance in
September 12, 2019
Traps to avoid in retirement – Leaving it too late to achieve your goals
Most of us had retirement dreams, and couldn’t wait to finish work. So once retired, why haven’t we started ticking items off the bucket list? There’s no time like now
September 6, 2019