A history of home loans
Post-pandemic economic shrinkages coupled with the Russian invasion of Ukraine in early 2022 have seen inflation spike to the highest level since the Great Inflation of the 1970s. This
July 28, 2022
Interest Rates
Interest Rates 101
While we understand banks charge interest on their home loans, exactly what determines the rate? Should we be worried that interest rates will spike higher in the years ahead?
June 23, 2022
Inflation…a view.
Investment markets fear long-term persistent inflation Long-term inflation causes interest rates to rise and sharemarkets and commercial property markets to fall. To make matters worse, the real value of a
March 24, 2022
The Risk of Losing your Home
As house prices spiral ever higher and interest rates test record lows, it has never been easier for anyone to borrow too much when buying a home and then
March 9, 2022
Should you invest your house deposit?
It’s never been easy to save the deposit for a home, but low interest rates make it even more difficult. For starters low rates drive up house prices, forcing homebuyers
February 23, 2022
Investment outlook
Inflation, interest rates, Russia & Ukraine, the risk of a share crash, house prices and other issues Inflation – temporary or permanent? Much of the rise in inflation (to a
February 16, 2022
Demystifying loan jargon
Planning to apply for a loan but confused by the myriad of banking jargon? You’re not alone. Many people struggle to understand loan terms and the multitude of acronyms used
January 18, 2022
Review of 2021, outlook for 2022 – recovery to continue as we hopefully learn to live with covid
With thanks to Dr Shane Oliver Head of Investment Strategy & Chief Economist AMP 2021 – another year of covid Just as 2020 was dominated by coronavirus so too was
December 16, 2021
Property investment
Houses and units seem easier to understand than many other types of investments. However, it’s important to understand how investing in property works, to decide if it’s right for you.
February 18, 2021
Approaching the dawn
COVID-19 has completely, and mercilessly, dictated the direction of economies and financial markets through most of this year. So, as we rapidly approach the end of an extremely unpredictable and
February 5, 2021
Quarterly Economic Update: April-June 2020
During the last quarter one story has dominated the news – COVID-19. By the end of June at least 10 million people had contracted the disease, and over 500,000 had
July 10, 2020
How to create savings while paying off debt
Over the past 30 years, Australians’ household debt has increased. According to the Reserve Bank of Australia, our household debt-to-income ratio has risen from 70 per cent in the early
March 14, 2020