Demystifying loan jargon
Planning to apply for a loan but confused by the myriad of banking jargon? You’re not alone. Many people struggle to understand loan terms and the multitude of acronyms used
January 18, 2022
Interest Rates
Review of 2021, outlook for 2022 – recovery to continue as we hopefully learn to live with covid
With thanks to Dr Shane Oliver Head of Investment Strategy & Chief Economist AMP 2021 – another year of covid Just as 2020 was dominated by coronavirus so too was
December 16, 2021
Property investment
Houses and units seem easier to understand than many other types of investments. However, it’s important to understand how investing in property works, to decide if it’s right for you.
February 18, 2021
Approaching the dawn
COVID-19 has completely, and mercilessly, dictated the direction of economies and financial markets through most of this year. So, as we rapidly approach the end of an extremely unpredictable and
February 5, 2021
Quarterly Economic Update: April-June 2020
During the last quarter one story has dominated the news – COVID-19. By the end of June at least 10 million people had contracted the disease, and over 500,000 had
July 10, 2020
How to create savings while paying off debt
Over the past 30 years, Australians’ household debt has increased. According to the Reserve Bank of Australia, our household debt-to-income ratio has risen from 70 per cent in the early
March 14, 2020
Is paying your mortgage off quicker really the best option?
Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well
January 10, 2020
5 ways to benefit from record low interest rates
Interest rates have never been lower, and it’s possible they might fall even further. This creates opportunities for householders and businesses, so how can you best take advantage of low
November 22, 2019
Quarterly Economic Update: July – September 2019
This article summarises the key announcements and important changes to the economy that has occurred over recent months. We touche on interest rate concerns, rising property prices and US-China trade
November 9, 2019
The link between financial stress and mental health
If you’ve ever laid awake at night thinking about your finances you’ll know: financial stress can be debilitating. What you may not be aware of is the strong link between
August 29, 2019
Is household debt consuming you?
By the end of 2018 Australia had, relative to the size of its overall economy, one of the highest levels of household debt in the world. At 127% of gross
June 6, 2019
Does the value of the Aussie dollar affect you?
You might think that only importers and exporters pay attention to the value of the Aussie dollar, but movements in the exchange rate affect us all. After peaking at US$0.81
November 12, 2018