Quarterly Economic Update: April-June 2020
During the last quarter one story has dominated the news – COVID-19. By the end of June at least 10 million people had contracted the disease, and over 500,000 had
July 10, 2020
Investing
Investing 101
Whether it’s taking a more active interest in our superannuation, starting to build an investment portfolio, or even trying our hands at playing the stock market, we can all benefit
June 26, 2020
How worried should we be about a “second wave” of coronavirus cases?
Introduction The past week or so has seen a flurry of concerns about a “second wave” of coronavirus cases. It started when US infectious disease expert Anthony Fauci warned the
June 19, 2020
How to create savings while paying off debt
Over the past 30 years, Australians’ household debt has increased. According to the Reserve Bank of Australia, our household debt-to-income ratio has risen from 70 per cent in the early
March 14, 2020
From bushfires to coronavirus – five ways to turn down the noise around investing
Introduction With Thanks to Shane Oliver from AMP Capital 2020 has seen a very noisy start to the year with one major event with significant human and investment market implications
February 13, 2020
Is paying your mortgage off quicker really the best option?
Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well
January 10, 2020
Quarterly Economic Update: July – September 2019
This article summarises the key announcements and important changes to the economy that has occurred over recent months. We touche on interest rate concerns, rising property prices and US-China trade
November 9, 2019
Retire at 65 but don’t retire your money
Australian retirees are facing a ‘double whammy’ when it comes to funding their retirement. On the one hand we, as a nation, are enjoying longer and healthier lives. On the
October 17, 2019
Using your equity to build wealth
The equity you have in your home is simply the difference between the current market value of your home and the amount you still owe on your home loan. For
October 10, 2019
It’s been a volatile time in markets. What should you do?
Times like the present are stressful for investors. No one likes to see their wealth fall and uncertainty seems very high. We don’t have a perfect crystal ball, so from
August 15, 2019
Dollar Cost Averaging 101
It’s easier to show how this works, than explain it. Here’s an example of investing $250 a month for 12 months into a hypothetical managed fund. Month Unit price Units
August 1, 2019
5 tips for getting on top of financial housekeeping
Remember the last time you did a good spring clean? It probably felt good. And guess what? Getting your finances in order feels just as good, and it’s even more
June 14, 2019