Foundations of a wealthy lifestyle
A study conducted by the Australian Stock Exchange reported that nearly 25% of investors over the past two years were aged 18 to 24. These young Australians were found
February 9, 2022
Lending
Demystifying loan jargon
Planning to apply for a loan but confused by the myriad of banking jargon? You’re not alone. Many people struggle to understand loan terms and the multitude of acronyms used
January 18, 2022
Raising the bar: How tighter lending criteria will impact you
Australia’s thriving property market has recovered so swiftly since the brief pandemic-induced recession of 2020, that authorities have stepped in to pull the reigns on runaway real estate prices. As
November 11, 2021
How to buy a house when you have a HECS or HELP debt
Paying off your education is no reason to put off buying property. You can remember it now: sitting in a chair at the back of the lecture theatre, chatting to
November 3, 2021
Survival guide: Buying and selling at the same time
Buying and selling a home at the same time – it’s the ultimate chicken and egg scenario. At the best of times, it is a juggling act, but in the
August 6, 2021
Be safe rather than sorry
Not everyone will do it, but most people will consider it at some stage in their lives – borrowing to buy their very own home. It can be an exciting
August 14, 2020
Preparing for retirement in uncertain times
As most long-term investors know, investment markets have their ups and downs. The downs are usually associated with periods of uncertainty, perhaps due to political or economic factors, or even
August 7, 2020
How to create savings while paying off debt
Over the past 30 years, Australians’ household debt has increased. According to the Reserve Bank of Australia, our household debt-to-income ratio has risen from 70 per cent in the early
March 14, 2020
Financial planning through the decades
Everyone has a different life journey they’re on. But getting on top of key financial goals as you follow your own path could see you enjoying a more comfortable lifestyle
March 4, 2020
Is paying your mortgage off quicker really the best option?
Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well
January 10, 2020
Is this insurance cover necessary?
Consumer credit insurance, also called loan or mortgage protection insurance, helps you meet repayments on a mortgage, personal loan, credit card or other loan contract if you lose your job,
December 8, 2019
5 ways to benefit from record low interest rates
Interest rates have never been lower, and it’s possible they might fall even further. This creates opportunities for householders and businesses, so how can you best take advantage of low
November 22, 2019
Newsletter
Recent Posts
- Is Debt Consolidation Right for You? A Checklist for Australian Homeowners
- Residential aged care changes – What could they mean for me?
- Stop resting on your (high income earner) laurels!
- Inflation vs. Your Savings
- Why do some believe the younger generation in Australia are worse off than baby boomers.