How Many Bank Accounts Should You Really Have?
There’s no such thing as a perfect number of bank accounts that will suit everyone. But there are good reasons for avoiding the extremes of having only one account
June 16, 2026
Investing
Why Budgeting is About Managing Cash Flow – Not Just Cutting Costs
The core purpose of budgeting is to control cash flow: cash in, cash out, and what’s left over. Kudos to you if you’ve created a budget where your annual
June 2, 2026
Setting SMART Financial Goals That Actually Stick
You may have come across the SMART acronym in the course of your employment, but here’s a reminder of what it stands for: Specific Measurable Achievable Relevant Time-bound In
November 4, 2025
Impacts of elections on the market
Labor’s election victory is historic. Votes are still being counted, but at this stage, the party will likely secure more than 90 of 151 seats* in the House of Representatives.
May 29, 2025
Strategies to Avoid Lifestyle Inflation
If you’ve had a few pay rises in recent years, you may have unintentionally succumbed to lifestyle inflation. Also known as lifestyle creep, it’s a mindset that can affect anyone
May 6, 2025
More volatile and constrained – the macro investment outlook for 2025
With thanks to Dr Shane Oliver Head of Investment Strategy and Chief Economist, AMP Key points Introduction 2024 saw another year of strong investment returns on the back of falling
January 20, 2025
Balancing Risk and Reward in Your Portfolio
If you own an investment property you will be aware that the return from the investment comes from two sources: income in the form of rent paid by the tenant
December 5, 2024
Stop resting on your (high income earner) laurels!
Achieving a high income is a significant accomplishment. You’ve put in the hard yards, climbed the ladder, and now you’re pulling in the big bucks! But don’t be mistaken; a
November 19, 2024
Why do some believe the younger generation in Australia are worse off than baby boomers.
Why do some believe the younger generation in Australia are worse off than baby boomers. Young Australians today face many challenges that make them worse off compared to the Baby
November 4, 2024
When Life Changes, So Should Your Financial Goals
Marcus and Fleur, both in their 40s, led active, healthy lives with two teenage kids. Their financial plan was straightforward: work hard until their mid-50s, then retire at 60 and
November 1, 2024
The expensive gap between time in the market vs. timing the market
“Just keep swimming, just keep swimming.” Dory, Finding Nemo As volatility in markets continues to test investor resolve, we think all investors could learn something from Dory. This basic investment principle
October 5, 2024
Why super and growth assets like shares really are long term investments
With thanks to Dr Shane Oliver Head of Investment Strategy and Chief Economist, AMP Key points While growth assets like shares go through bouts of short-term underperformance versus bonds and
September 4, 2024