Working With The New Super Rules
As a large majority of working and retired Australians already know, in late 2016 a raft of changes to the superannuation rules was legislated. Most come into effect from 1
February 10, 2017
Superannuation
How Might The Latest Superannuation Changes Affect You?
With several major changes to Australia’s superannuation system due to take effect from 1 July 2017, here’s a summary of the main ones. These changes involve a lot of fine
January 16, 2017
Proposed Changes About What You Can Contribute to Superannuation
As part of the 2016 Federal Budget, the government has proposed significant changes to super contribution rules. Although these changes haven’t yet become law, it’s worth understanding how the new
November 5, 2016
Why Does the Balance of My Super Fund Go Up and down?
If you pay close attention to the value of your superannuation fund, and if, like most people, your money is spread across the main investment classes, you would have noticed
September 26, 2016
Don’t Let Tax Creep Up On You
Australia has a progressive income tax system. This simply means that higher income earners pay a greater proportion of their income in tax than low-income earners. It is achieved by
August 12, 2016
A Tale of Two Retirements – Which Would You Choose?
Sam and Sally Smith have worked hard all their lives, paid their taxes and, now they have retired, they feel they are entitled to a full age pension. Jan and
June 19, 2016
Priority1 Budget Review – What it Means For You
On 3 May 2016, the Turnbull Government delivered its first Federal Budget. Here’s a brief roundup of what the proposals could mean for you—whether you’re starting out in your career,
May 4, 2016
END OF 2015/16 FINANCIAL YEAR STRATEGIES
With the end of financial year approaching us it is an ideal time to ensure you are making the most of opportunities in the current financial year, as well as
April 16, 2016
Sequencing Risk: The Order of Things
As financial advisers, we talk a lot about risk, so what is sequencing risk? Let’s begin with an example… Jennifer and Sue each contribute $20,000 per year to their superannuation
March 3, 2016
Transition Into Retirement at Your Own Pace
Are you aged between 55 and 65? Want to save tax and supercharge your super? Or cut your work hours without reducing your income? A TTR strategy could be the
February 22, 2016
Balancing Life, Work and Money
Work-life balance. It’s something everyone seeks, but achieving it can seem an impossible task. Not only does the ideal balance vary from person to person, it can change frequently throughout
February 14, 2016
A Quick Note on the Markets Start to the Year.
Shares have got off to a very bad start for the year triggered by many of the same worries seen last year. A sharp fall in Chinese shares and the
January 29, 2016