Five money matters for FY 2019/20
The start of a new financial year brings important changes to address and new opportunities to explore. Here are our top five money matters to consider for 2019/20. Insurance in
September 12, 2019
Financial Literacy
The link between financial stress and mental health
If you’ve ever laid awake at night thinking about your finances you’ll know: financial stress can be debilitating. What you may not be aware of is the strong link between
August 29, 2019
Traps to avoid in retirement – Investing too conservatively
There’s a common view that as you approach retirement you should tilt your investment portfolio towards more conservative investments. This means favouring things like term deposits, annuities and cash management
August 22, 2019
It’s been a volatile time in markets. What should you do?
Times like the present are stressful for investors. No one likes to see their wealth fall and uncertainty seems very high. We don’t have a perfect crystal ball, so from
August 15, 2019
Will I have enough savings to retire on?
Growing older comes with a lot of changes, but that shouldn’t apply to your steady income. Here’s what you need to know to keep your retirement on track. You’ve worked
August 10, 2019
Dollar Cost Averaging 101
It’s easier to show how this works, than explain it. Here’s an example of investing $250 a month for 12 months into a hypothetical managed fund. Month Unit price Units
August 1, 2019
Traps to avoid in retirement – Going too hard too fast
Retirement: you’ve made it! And one of the rewards for all your hard work is that you can now access your superannuation. Suddenly a world of opportunities opens up –
July 25, 2019
Could a tree-change work for you?
Cleaner air, less traffic, open spaces, lower cost of living…did we mention less traffic? There are any number of reasons to consider a tree change, but if you’re serious about
July 12, 2019
5 small business strategies for kick-starting the financial year
How often do you give your business finances a tidy-up? As another end-of-financial-year rolls by, now is as good a time as any to undertake a bit of housekeeping. The
June 27, 2019
Tax rules do not treat all income equally
Anyone who has completed their own tax return will know that the tax office treats different types of income differently. Bank interest is recorded in one section, dividends from shares
June 20, 2019
5 tips for getting on top of financial housekeeping
Remember the last time you did a good spring clean? It probably felt good. And guess what? Getting your finances in order feels just as good, and it’s even more
June 14, 2019
Is household debt consuming you?
By the end of 2018 Australia had, relative to the size of its overall economy, one of the highest levels of household debt in the world. At 127% of gross
June 6, 2019