Take the risk management test
Everyone faces some level of financial risk but most people hope that catastrophe will strike someone else. Sadly ‘someone else’ may be you. This is why it is critical to
October 25, 2019
Financial Literacy
Retire at 65 but don’t retire your money
Australian retirees are facing a ‘double whammy’ when it comes to funding their retirement. On the one hand we, as a nation, are enjoying longer and healthier lives. On the
October 17, 2019
Using your equity to build wealth
The equity you have in your home is simply the difference between the current market value of your home and the amount you still owe on your home loan. For
October 10, 2019
Traps to avoid in retirement – carrying debt into retirement
Increased housing costs and low wage growth are seeing more Australians carry higher levels of debt into retirement. Repaying this debt can place a major drag on retirement cash flows
October 5, 2019
Traps to avoid in retirement – ignoring estate planning
Don’t have a Will? You’re in good company. Less than half of Australian adults do. Even then, many Wills are out of date or invalid. The upshot is that hard
September 25, 2019
Five money matters for FY 2019/20
The start of a new financial year brings important changes to address and new opportunities to explore. Here are our top five money matters to consider for 2019/20. Insurance in
September 12, 2019
The link between financial stress and mental health
If you’ve ever laid awake at night thinking about your finances you’ll know: financial stress can be debilitating. What you may not be aware of is the strong link between
August 29, 2019
Traps to avoid in retirement – Investing too conservatively
There’s a common view that as you approach retirement you should tilt your investment portfolio towards more conservative investments. This means favouring things like term deposits, annuities and cash management
August 22, 2019
It’s been a volatile time in markets. What should you do?
Times like the present are stressful for investors. No one likes to see their wealth fall and uncertainty seems very high. We don’t have a perfect crystal ball, so from
August 15, 2019
Will I have enough savings to retire on?
Growing older comes with a lot of changes, but that shouldn’t apply to your steady income. Here’s what you need to know to keep your retirement on track. You’ve worked
August 10, 2019
Dollar Cost Averaging 101
It’s easier to show how this works, than explain it. Here’s an example of investing $250 a month for 12 months into a hypothetical managed fund. Month Unit price Units
August 1, 2019
Traps to avoid in retirement – Going too hard too fast
Retirement: you’ve made it! And one of the rewards for all your hard work is that you can now access your superannuation. Suddenly a world of opportunities opens up –
July 25, 2019