A Tale of Two Retirements – Which Would You Choose?
Sam and Sally Smith have worked hard all their lives, paid their taxes and, now they have retired, they feel they are entitled to a full age pension. Jan and
June 19, 2016
Superannuation
Priority1 Budget Review – What it Means For You
On 3 May 2016, the Turnbull Government delivered its first Federal Budget. Here’s a brief roundup of what the proposals could mean for you—whether you’re starting out in your career,
May 4, 2016
END OF 2015/16 FINANCIAL YEAR STRATEGIES
With the end of financial year approaching us it is an ideal time to ensure you are making the most of opportunities in the current financial year, as well as
April 16, 2016
Sequencing Risk: The Order of Things
As financial advisers, we talk a lot about risk, so what is sequencing risk? Let’s begin with an example… Jennifer and Sue each contribute $20,000 per year to their superannuation
March 3, 2016
Transition Into Retirement at Your Own Pace
Are you aged between 55 and 65? Want to save tax and supercharge your super? Or cut your work hours without reducing your income? A TTR strategy could be the
February 22, 2016
Balancing Life, Work and Money
Work-life balance. It’s something everyone seeks, but achieving it can seem an impossible task. Not only does the ideal balance vary from person to person, it can change frequently throughout
February 14, 2016
A Quick Note on the Markets Start to the Year.
Shares have got off to a very bad start for the year triggered by many of the same worries seen last year. A sharp fall in Chinese shares and the
January 29, 2016
Super in Your 40s. It’s Time to Get Focused.
Typically your forties is a time of established careers, teenage kids and a mortgage that is no longer daunting. There are still plenty of demands on the budget, but by
January 22, 2016
Super in Your 30s. It’s Important to Squeeze it in.
If you are in your thirties, chances are life revolves around children and a mortgage. As much as we love our kids, the fact is they cost quite a lot.
January 15, 2016
Super in Your 20s. Boring? Doesn’t Have to Be!
Superannuation is for the oldies, right? In some ways that’s true, but even in your twenties there are good reasons to take a bit more interest in your super. The
December 15, 2015
Be Different Today So You Can Be Different Tomorrow
Every generation thinks life will be different – and of course, each one is right – but when it comes to planning for the future, while we’re young we have
November 28, 2015
Your SMSF – Who Can Act As Trustee?
We recently had a case where an individual looking to setup a SMSF found that having been convicted of a minor offense in their teenage years meant they may not
November 2, 2015