Independent Financial Planning

Early access to super

We all know that our superannuation is there to provide for our financial needs in retirement. That means we can’t usually access our super until we reach preservation age and

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Time to review household debt

Fuelled by rising house prices and low interest rates, the level of personal debt in Australia is relatively high compared to many other countries.i The largest proportion of this debt

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What is the Pension Loan Scheme?

Currently 1.8 million Australian homeowners receive some level of age pension, with around 700,000 on a part pension. What many of these part-age pensioners may not know is that, along

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Getting ready for retirement

If retirement is something you are starting to think about, now is the time to put a plan together to ensure that you achieve the satisfying and meaningful retirement that

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Good cash flow makes life easier

Good cash flow makes life easier If you rely on your investments for income, an important aspect of managing your portfolio is cash flow. Correctly structured cash flow is critical,

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