What is your debt-to-income ratio & why does it matter?
Applying for a home loan can take on almost mystical proportions, with most Australians unsure of just how much money they can borrow. As a result, they often make the
July 22, 2022
Independent Financial Planning
Will a ‘baby bust’ send Australia broke?
To stem its then soaring population growth rate, which was widely believed to be crippling economic development, China introduced the draconian ‘one child policy’ in 1979 – a move now
July 14, 2022
Quarterly Economic Update: April-June 2022
The price of a lowly head of lettuce has never been a recognised barometer of the strength of the Australian economy, that is until the media started reporting iceberg lettuces
July 8, 2022
The plunge in shares & flow on to super – key things for investors to keep in mind during times of market turmoil
Here is a recent artcile from Shane Oliver from AMP Capital on key things for investors to keep in mind during times of market uncertainty.
June 30, 2022
Interest Rates 101
While we understand banks charge interest on their home loans, exactly what determines the rate? Should we be worried that interest rates will spike higher in the years ahead?
June 23, 2022
The female investor
Investment and portfolio building has traditionally been a male-dominated world, but these days more women are trading on the market – and they’re good at it! According to an ASX
June 15, 2022
EOFY is coming — Have you thought about …
The end of another financial year is looming, and with that may come thoughts about your tax return and how your wealth has tracked throughout the year. Whether you’re
June 7, 2022
Opportunities await – super changes from 1 July 2022
Changes to super contribution rules from 1 July may create a great opportunity to revisit your savings and super contribution strategies. The changes may create new or enhanced options to
June 1, 2022
Federal Election 2022 – what could this mean for you?
A number of changes were proposed by the Government during the election campaign, and support was also announced for a number of proposals made by the previous Government. So where
May 26, 2022
How to go broke trying to get rich
According to the Collins English Online Dictionary, a get-rich-quick scheme can be defined as, a promise to make a person extremely wealthy over a short period of time, often with
May 25, 2022
What do I need to know before investing in property?
It is no secret that Australians love investing in property. And while it can be an exciting prospect, it is essential to consider the finer details before jumping in, especially
May 18, 2022
5 tips to improve your financial wellbeing
In these ever-changing and uncertain times in society, there has never been a greater emphasis on our health and wellbeing. However, there is a crucial element that is often overlooked
May 10, 2022