8 tips to save money on your bills
We work hard to earn our income and even harder to save it to achieve our dreams. Even a few dollars saved on different types of bills over the years
January 5, 2022
Independent Financial Planning
6 steps to a sustainable Christmas
Just as the Grinch stole Christmas, excess spending can rob us all of yuletide happiness. Seasonal credit card splurges can create ballooning long term debt, while unnecessary consumption inevitably leads
December 21, 2021
Review of 2021, outlook for 2022 – recovery to continue as we hopefully learn to live with covid
With thanks to Dr Shane Oliver Head of Investment Strategy & Chief Economist AMP 2021 – another year of covid Just as 2020 was dominated by coronavirus so too was
December 16, 2021
Three-Minute Financial Check-up
While the standard of living is constantly improving in Australia, economic disruptions, stagnant wage growth and continually increasing house prices are putting more and more people under financial stress.
December 10, 2021
Closing the gender superannuation gap
Most people, when asked about retirement, will tell you they’re looking forward to it. However, for many women, the approach of retirement is viewed with uncertainty. In recent times a
December 3, 2021
Tap into the amazing power of compounding
Forget about location, location, location being the key to a good investment outcome. For now, let’s think of the most important ingredient as being regular, regular, regular! A regular
November 24, 2021
Raising the bar: How tighter lending criteria will impact you
Australia’s thriving property market has recovered so swiftly since the brief pandemic-induced recession of 2020, that authorities have stepped in to pull the reigns on runaway real estate prices. As
November 11, 2021
How to buy a house when you have a HECS or HELP debt
Paying off your education is no reason to put off buying property. You can remember it now: sitting in a chair at the back of the lecture theatre, chatting to
November 3, 2021
Three ways to keep market uncertainty in perspective
It seems like headlines these days keep announcing markets have hit yet another all-time high. And while it’s worth celebrating good days like this, not every day is going to
October 22, 2021
Why property investors need savings
Urgent maintenance is an unavoidable aspect of being a landlord, so having a cash buffer set aside will help you deal with any unexpected problems. When renting out an
October 13, 2021
Account-based pensions
An account-based pension offers regular, flexible and tax-effective income from your superannuation. You can get one when you reach ‘preservation age’ (between 55 and 60). It lasts as long as
October 7, 2021
Value of an Advisor
As our valued clients know, we are here to guide your decision-making. In fact, a recent study by Russell Investments quantified the value of advice. It found that financial advisers
September 28, 2021